Mortgage loans are long-term loans used for purchasing, refinancing, or improving residential property. The final rate depends on customer income, loan amount, tenure, credit score, repayment history, and property value.
6.5% - 6.9%
Suitable for customers looking for long-term repayment stability and lower monthly EMI. The rate remains fixed throughout the loan term.
7% - 7.5%
Suitable for customers who want faster repayment. EMI may be higher, but total interest over the loan life may be lower.
5% - 8%
Rate varies based on customer profile and market conditions. Suitable for customers who may refinance or repay early.
Customer lands on the home page, navigates to mortgage rates, compares products, opens the EMI calculator, checks eligibility, and finally contacts support.
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